Car Loan EMI app icon
No login ยท No sign-up

Know the real cost of your car before you sign.

EMI, on-road price, and the hidden rate in a dealer's quote, worked out for India. It covers GST 2.0, road tax for 25 states, TCS and published bank rates.

Get the app See what it does

Free on iPhone.

Features

Everything for the showroom floor.

Built for the moment a dealer hands you a quote and you need to know if it's fair.

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EMI calculator

Monthly EMI, total interest and a full amortisation schedule. Set the down payment, tenure and rate, and see the effect at once.

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On-road price

Estimated on-road price for 25 states: road tax, registration, GST 2.0, TCS, insurance and FASTag. BH-series supported.

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Check a dealer quote

Enter the dealer's EMI, tenure and down payment. The app estimates the true interest rate and shows what fees and add-ons cost you.

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Compare plans

Save different banks, tenures and down payments, then compare them side by side to see which costs less overall.

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Prepayment planner

See how much interest and how many months a part-payment saves, before you make it.

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Loan vs cash

Should you break an FD or sell mutual funds instead? Compare the opportunity cost against loan interest.

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My Loan tracker

Track the loan you already have, with optional EMI reminders. The app shows when switching banks could save you money.

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PDF report

A clean report with the plan, the schedule, the on-road breakdown and a dealer checklist. Share it on WhatsApp.

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Widget & reminders

Home-screen and lock-screen widgets show your EMI. Festive offer reminders are opt-in.

Privacy

Your number is yours.

Many car apps ask for your number before they show you anything. This one doesn't.

No account neededEvery calculator works without signing up.
Calculations stay on your phoneYour plans, saved loans and car photo stay on your device unless you choose to share them.
Sharing a number is optionalYou share it only if you ask for something, like a WhatsApp report.
Delete in the appChanged your mind? Withdraw consent in the app to delete the details you shared.

Read the full privacy policy โ†’

Download

Walk into the showroom prepared.

Free to download. It has no subscription and no login.

Coming soon on theApp Store Coming later toGoogle Play